Real estate appraisal services for homeowners in the city of El Paso and El Paso County

Check out the top reasons TX homeowners use Lemmon Appraisal Services:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. To challenge a TX property tax assessment
  3. Remove PMI to reduce your mortgage payment
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a TX divorce, when real estate needs to be divided
  7. Determine the true market value of property in question to settle an estate in El Paso county or TX

Need help deciding the value of your house in or near El Paso, TX?
Contact Lemmon Appraisal Services.

We at Lemmon Appraisal Services understand the particular needs of a customer seeking appraisal services. Our regular business clients understand the appraisal process and the usual reporting formats. Being a homeowner that most likely doesn't look at appraisals on a regular basis,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Lemmon Appraisal Services are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value estimation than yours.

Appraisals to remove PMI

A preferred way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Lemmon Appraisal Services is veterans in helping customers just like you do away with unneeded and unwanted PMI insurance.

Challenge El Paso county's assessment of your property

Lets say your home is not appreciating as much as other homes nearby -- your local tax assessor may have your house overvalued. That means you are going to pay more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Lemmon Appraisal Services is your perfect weapon.

Was your HELOC recently frozen?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Lemmon Appraisal Services can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd wish to have a professional double-check it for accuracy or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? Lemmon Appraisal Services offers field reviews where we'll go out and check the subject and comparables. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your property.